Technology and liquidity are reshaping India's investment landscape: Kailash Kulkarni

Kailash Kulkarni highlights how the COVID-19 pandemic exposed illiquidity in traditional assets like real estate, accelerating investor shift toward mutual funds aided by digital onboarding that now takes minutes. He notes that SIP growth has surged since 2020 and modern investors consult rather than panic-sell during volatility, though younger fintech-savvy investors remain reactive. SEBI's Investor Survey 2025 reveals a stark gap — 63% awareness of securities market products versus only 9.5% active participation — underscoring the need for simpler, vernacular communication to drive growth in tier-2 and tier-3 cities.