TFCILTDNSETourism Finance Corporation of India Limited· Financial InstitutionMediumNeutral
Announced Fri, 9 May · 19:44 IST

Tourism Finance Corporation of India Limited has informed the Exchange regarding 'Investor Presentation'.

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

TFCILTD · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Tourism Finance Corporation of India (TFCI), a 36-year-old NBFC focused on hotel and hospitality financing (66% of portfolio), shared its FY25 investor presentation. Profit after tax rose 13.9% year-on-year to Rs. 103.81 crore, while profit before tax grew 12.4% to Rs. 128.02 crore. Net interest margin improved to 5.07% from 4.58% in FY24, EPS climbed to Rs. 11.21, and book value per share reached Rs. 130.38. The loan book grew to Rs. 1,693.57 crore, while the company continued to deleverage with debt-to-equity falling to 0.72:1 and total borrowings dropping to Rs. 866.09 crore. Capital adequacy ratio strengthened sharply to 69.70%, though gross NPAs edged up slightly to 3.22% from 2.75%.

Likely market impact

The presentation highlights solid profit growth, expanding margins, and a well-capitalised balance sheet, which are positive signals for shareholders. The slight rise in NPAs is a minor concern, but the very strong capital position gives TFCI plenty of room to grow its loan book further.