Annual Report for the Financial Year 2025-26
UGROCAP · price
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UGRO Capital has filed its Annual Report for FY 2025-26. The company is an MSME lending platform with a consolidated AUM of ₹15,334 crore (up 28% YoY), serving ~3.21 lakh active borrowers through 317 Emerging Market branches across 13 states. Key financials include Profit After Tax of ₹175 crore, Total Income of ₹2,021 crore, and a strong Capital Adequacy Ratio of 21.17%. The company has undertaken a strategic realignment to exit intermediated lending segments and focus on Emerging Market LAP and Embedded Merchant Finance businesses for better capital efficiency. The 33rd AGM is scheduled for 29th May 2026 via video conferencing, with e-voting from 26th to 28th May 2026.
This is a routine annual compliance filing. The strategic shift toward capital-efficient, high-yield segments signals management's focus on profitability over pure scale, which could be positive for long-term shareholder value if execution succeeds.