Ujjivan Small Finance Bank Q1 results 2026: Net profit jumps 200% to ₹317 crore, NII up 38% YoY

Ujjivan Small Finance Bank reported its highest-ever quarterly NII of ₹1,186 crore in Q1 FY27, up 38.6% YoY, with net profit surging 206.7% YoY to ₹317 crore. NIM stood at 8.5%, RoA improved to 2.2%, and RoE rose to 18.2%, reflecting strong operational efficiency as cost-to-income ratio dropped to 62% from 67%. Asset quality also improved with GNPA at 2.17% and NNPA at 0.34%, while the bank upgraded its FY27 RoA guidance to 1.8%-2.0%.