Financial results for the financial year ended 31.03.2026

Revenue Growth 20pctPat Growth 25pctNegative Operating CashflowDebt Equity ThresholdResults View source PDF Explain this filing

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Nifty Microcap 250market · in no size index; the smallest one is used-0.6%-0.3% vs market

Non Banking Financial Company (NBFC) peers, median of 215sector-0.2%-0.7% vs sector

On the reaction day the stock moved 0.3 pts less than Nifty Microcap 250 and 0.7 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

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UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 215Pending

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AI summary

Unifinz Capital India Ltd reported audited results for FY2026 ending March 31, 2026. Total income surged to Rs 51,172.82 lakhs from Rs 12,200.99 lakhs in FY2025, driven by interest income of Rs 51,090.21 lakhs. Profit after tax nearly quadrupled to Rs 8,714.24 lakhs from Rs 2,005.58 lakhs. The company issued bonus shares (35.4 million) during the year and raised Rs 105 crore via non-convertible debentures. Impairment of financial assets increased significantly to Rs 18,768.56 lakhs vs Rs 2,924.56 lakhs. Operating cash flow turned sharply negative at Rs 19,042.43 lakhs due to aggressive loan disbursements (loans increased by Rs 50,939.60 lakhs). Debt-equity ratio rose to 1.68 from 0.41. Auditors issued an unmodified opinion.

Likely market impact

Strong profitability growth and expanding loan portfolio signal business scaling, but the significantly negative operating cash flow and rising leverage ratio warrant close monitoring. The near-zero GNPA (0.00% vs 1.35%) suggests improving asset quality.