BSEUnited Credit Ltd· FinanceHighNeutral
Announced Wed, 28 May, 2025 · 14:57 IST

AUDITED FINANCIAL RESULTS FOR THE QUARTER AND YEAR ENDED MARCH 31, 2025 DULY REVIEWED BY THE AUDIT COMMITTTE AND WERE APPROVED AT THE MEETING OF THE BOARD OF DIRECTORS HELD TODAY 28TH ....

Negative Operating CashflowResults View source PDFExplain this filing

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
+2.3%Reaction day
₹35.67
prior close
₹36.70
announcement price
In-mkt
timing
Nifty Microcap 250market · in no size index; the smallest one is used+0.3%+2.0% vs market
Non Banking Financial Company (NBFC) peers, median of 190sector+0.2%+2.1% vs sector

On the reaction day the stock moved 2.0 pts more than Nifty Microcap 250 and 2.1 pts more than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
-0.5
10m
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15m
-0.5
30m
-2.3
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
+2.3+0.3+2.0+0.2+2.1
Next day
-8.8+0.7-9.5+0.0-8.8
2d
-3.3+1.0-4.3+0.0-3.3
3d
-3.3+1.1-4.4+0.0-3.3
4d
-8.2+0.8-9.0-0.4-7.8
5d
-8.7+1.3-9.9+0.0-8.7
1w
-7.7+1.7-9.4+0.3-8.0
15d
-5.3+1.5-6.7+0.0-5.3
1m
-15.6+4.0-19.6-0.0-15.6
2m
-10.6+1.8-12.4-2.4-8.1
3m
—-1.0—-4.0—
UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 190Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

United Credit Limited reported audited results for Q4 and FY25 with total revenue from operations of ₹343.60 lakhs versus ₹339.55 lakhs last year, a marginal rise of about 1.2%. However, total income fell to ₹374.43 lakhs from ₹410.51 lakhs, and profit before tax dropped sharply to ₹130.14 lakhs from ₹207.68 lakhs, a decline of roughly 37%. Profit after tax for the year was around ₹90 lakhs compared to ₹164 lakhs in FY24, with EPS falling to ₹1.90 from ₹3.07. Q4 was particularly weak, with the company nearly breakeven at the PBT level. Operating cash flow turned negative at ₹(43.86) lakhs versus a positive ₹53 lakhs in FY24. The Board recommended no dividend, appointed a new Secretarial Auditor for five years, and approved voluntary delisting from the Calcutta Stock Exchange.

Likely market impact

Shareholders see a significant year-on-year profit decline despite stable core revenue, weakening cash generation, and no dividend payout. Voluntary delisting from CSE is largely procedural as trading volumes there are minimal, but the profit compression may weigh on sentiment.