Newspaper Publication of financial results for the financial year ended March 31, 2026.
UTKARSHBNK · price
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Utkarsh Small Finance Bank has published its audited financial results for Q4 and full year FY26. The bank reported a net loss of ₹18,801.56 lakh for Q4 FY26 and a massive net loss of ₹1,15,097.84 lakh for full year FY26, compared to a net profit of ₹296.73 lakh in FY25. Total income declined to ₹3,80,974.69 lakh in FY26 from ₹4,36,476.03 lakh in FY25. On a positive note, asset quality improved significantly with Gross NPA reducing from 9.43% to 7.71% and Net NPA from 4.84% to 3.29%. Capital Adequacy Ratio remains strong at 17.71% and Net Interest Margin at 5.4%. The board meeting held on May 09, 2026 approved these results and Joint Statutory Auditors have issued unmodified audit opinion.
The bank swung to significant losses in FY26 primarily due to higher provisioning, though improvement in NPA ratios indicates better asset quality management. Despite the losses, strong capital adequacy provides a cushion, but investors should monitor recovery trajectories.