Utkarsh Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication
UTKARSHBNK · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Utkarsh Small Finance Bank published its audited financial results for Q4 and full year ended March 31, 2026 in newspapers on May 11, 2026. The bank reported a massive net loss of ₹1,15,097.84 lakhs for FY26 compared to a profit of ₹2,370.05 lakhs in FY25. Q4 standalone loss was ₹18,801.56 lakhs. Total income declined to ₹3,80,974.69 lakhs from ₹4,36,476.03 lakhs. Key metrics show: Gross Loan Portfolio at ₹19,332 crores (-1.7% YoY), Total Deposits at ₹21,654 crores (+0.4%), CASA deposits grew strongly to ₹17,916 crores (+16.8%). Asset quality improved marginally with Gross NPA at 7.71% and Net NPA at 3.29%. CRAR stands at 17.71% and NIM at 5.4%. The Joint Statutory Auditors have issued an unmodified opinion.
The bank swung from profit to massive loss due to higher provisions, indicating stress on asset quality and operational performance. While NPA ratios improved, the steep decline in profitability and negative EPS signal significant challenges ahead for shareholders.