YESBANKNSEYes Bank Limited· BanksMinimalNeutral
Announced Sat, 26 Jul · 19:45 IST

Yes Bank Limited has informed the Exchange regarding 'Business Responsibility and Sustainability Report of the Bank (forms part of Integrated Annual Report) for Financial Year 2024-25.

YESBANK · price

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Yes Bank has submitted its Integrated Annual Report and BRSR for FY 2024-25 to the stock exchanges. The bank reported its highest net profit since reconstruction at ₹2,406 crore, a strong 92.3% year-on-year jump. Total deposits stood at ₹2.85 lakh crore with a CASA ratio of 34.3%, and total advances were ₹2.46 lakh crore. Asset quality improved markedly, with Net NPA falling to 0.3% and Capital Adequacy Ratio at 15.6%, while Return on Assets expanded to 0.6% for the full year (0.7% in Q4). The bank added 1.3 million new CASA accounts, 37 new branches, and retained the highest S&P Global ESG score among Indian banks for the third year in a row. The 21st Annual General Meeting is scheduled for August 21, 2025.

Likely market impact

The 92.3% surge in net profit, falling NPAs to a multi-year low, and stable capital position reflect a meaningfully healthier franchise, which is positive for shareholder sentiment. However, the cost-to-income ratio at 71.3% remains elevated, signalling that margin expansion will depend on continued operational efficiency.