YESBANKBSEYES BANK LIMITEDMediumNeutral
Announced Fri, 24 Jul · 17:21 IST

YES Bank Q1FY27 call: Profit up 33.7% YoY, NIM target 3% plus in 2 years

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsMgmt Evaded Key QuestionInvestor Communications View source PDF

YESBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
1-day move
₹23.00
prior close
₹23.05
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
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AI summary

YES Bank Q1FY27: Net profit up 33.7% YoY at INR 1,071 cr; operating profit up 25.5% at INR 1,704 cr. NIM rose 20 bps YoY to 2.7%, 2-year target 3% plus. Advances up 18.3% to INR 2.85 lakh cr, deposits up 14.3% to INR 3.15 lakh cr. GNPA 1.3%, NNPA 0.2%, ROA 0.9%. Moody's, CARE, ICRA, S&P upgraded ratings. FY27 ROA target around 1%, loan growth band 15-17%.

Likely market impact

Strong quarter with improving margins, asset quality, profitability. Multiple rating upgrades ease funding costs. Path to 3% plus NIM and 1% ROA is positive.