What the business is, and whether it's a good one at a fair price.
Lends to vehicle buyers and small businesses, primarily financing two-wheelers which made up 84.5% of the loan book at end-FY26, with growing exposure to three-wheelers, used cars and MSME loans against property. Operates 130 branches across 6 states with 1,500+ dealer points and a live customer base of over 2.20 lakh; AUM stood at ₹1,713 crore at end-FY26, up 29% YoY, with management targeting ₹2,300–2,400 crore by FY27. Earns mainly through interest on its loan book — FY26 net interest income was ₹162 crore (+24% YoY) at a net interest margin of 13.63% and a gross yield of 22.85%. The spread between this lending yield and a cost of borrowing of 10.64% (incremental 10.50%) is the core earnings lever. Largest operating cost line is employee expense at 18.1% of revenue, followed by other operating expenses at 8.5%. About 95% of AUM is secured, asset quality is contained with GNPA at 3.33% and credit cost around 1%, and the lender is diversifying into newer products like battery-replacement financing for electric three-wheelers and expanding geographically into South India via a partnership with Sreesastha.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from MANBA FINANCE LIMITED's filed financials and exchange disclosures
MANBA FINANCE LIMITED is a Finance company listed on NSE and BSE, trading under the symbol MANBA.
Yes. Over the trailing twelve months MANBA FINANCE LIMITED reported a net profit of ₹49 Cr on revenue of ₹353 Cr.
Yes. The dividend yield is 0.75% at the current price. It paid out 11% of its profit as dividend in FY26.
Effectively yes. It holds ₹178 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, MANBA FINANCE LIMITED ranks 86 of 212 in Non Banking Financial Company (NBFC) — cheaper than 60% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session MANBA FINANCE LIMITED moves 1.01% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by MANBA FINANCE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
