What the business is, and whether it's a good one at a fair price.
RBI-registered non-banking financial company focused on supply chain financing, with a loan book of INR4,552 crore as of Q1 FY27 (+82% YoY) that generates interest income as the primary revenue source. The bulk of the book is channel finance — lending to dealers and distributors against corporate anchors — with an anchor base of 52 mandates, and the APL Apollo Group ecosystem accounts for about one-third of AUM. In March–April 2026, factoring and TReDS (Trade Receivables Discounting System) products were commercialised, taking the factoring book to INR225 crore (~5% of total AUM); management notes the NBFC is among roughly 1% of Indian financial institutions offering these solutions. Portfolio yield is sustained at around 12.5%. Operating costs are minimal — opex runs about 1% of the average loan book and cost-to-income was 7% in Q1 FY27 against a sub-15% target — while finance costs (cost of borrowings) absorb the majority of gross interest income, with the spread between yield and cost of funds driving earnings. The book carries nil NPAs. The company is diversifying into adjacent areas — insurance broking, a Category III AIF, digital merchant lending via a BharatPe Money partnership, and a proposed GIFT City finance subsidiary — though these remain pre-revenue.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from SG FINSERVE LIMITED's filed financials and exchange disclosures
SG FINSERVE LIMITED is a Finance company listed on NSE and BSE, trading under the symbol SGFIN.
Yes. Over the trailing twelve months SG FINSERVE LIMITED reported a net profit of ₹157 Cr on revenue of ₹403 Cr.
Not in the latest reported year — SG FINSERVE LIMITED's dividend payout for FY26 was nil.
Effectively yes. It holds ₹152 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, SG FINSERVE LIMITED ranks 127 of 212 in Non Banking Financial Company (NBFC) — cheaper than 40% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session SG FINSERVE LIMITED moves 1.27% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by SG FINSERVE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
