Models
AAVAS FINANCIERS LIMITEDAAVASFinance
₹636per share · Base Model Note
Revenue growth, the horizon and scenarios are yours to change. Every other input is part of the Trader plan; saving, sharing a saved link and the live-formula workbook are part of the Institutional plan.
Scenario
Value per share, your model₹636implied P/B 1.34× on FY24 book
Against CMP ₹1,279.90−50.3%close of 2026-09-10
Cost of equity11.37%risk-free + beta × equity risk premium
Book equity, FY24₹476per share · excess returns add ₹160
This figure is the arithmetic of your inputs and nothing else. MarketPing publishes no fair value, target or rating; the model is yours.
Excess-return schedule · ₹ crore · book equity earns your ROE; value is book plus the returns above the cost of equity
| ₹ crore | FY25 | FY26 | FY27 | FY28 | FY29 |
|---|---|---|---|---|---|
| Opening book equity | 3,773 | 4,263 | 4,818 | 5,444 | 6,152 |
| Net income at 13% ROE | 490 | 554 | 626 | 708 | 800 |
| Cost of equity charge at 11.37% | (429) | (485) | (548) | (619) | (699) |
| Excess return | 62 | 70 | 79 | 89 | 100 |
| Present value | 58 | 59 | 60 | 61 | 62 |
| Closing book equity | 4,263 | 4,818 | 5,444 | 6,152 | 6,952 |
| Book equity today | 3,773 |
| PV of 5 years of excess return | 301 |
| PV of the terminal excess return, 5% flat | 967 |
| add non-operating investments | 0 |
| Equity value | 5,041 |
| ÷ 7.93 crore shares | ₹636 |
Where the methods land · ₹ per share · the dashed line is the CMP
52-week rangetraded range, a fact not a value
₹1,060₹1,772
Scenarios side by side · ₹ per share
| Scenario | Template | Growth | Margin | Rate | Terminal | ₹ / share | vs CMP |
|---|---|---|---|---|---|---|---|
| Base · editing | Excess return | ROE 13% | — | 11.37% | 5% | ₹636 | (50.3)% |
A scenario is a full set of inputs under a name. Keep Base as the filed history carried forward; add Bull and Bear by saving the current inputs under those names and moving the two or three assumptions you actually hold a view on. The distribution above draws each driver between the lowest and highest value across your scenarios, so three scenarios give it a real range; with one scenario it falls back to fixed bands.