Models
ABANS FINANCIAL SRVCS LTDAFSLFinance
₹834per share · Base Model Note
Revenue growth, the horizon and scenarios are yours to change. Every other input is part of the Trader plan; saving, sharing a saved link and the live-formula workbook are part of the Institutional plan.
Scenario
Value per share, your model₹834implied P/B 3.14× on FY26 book
Against CMP ₹201.00+315.0%close of 2026-09-10
Cost of equity5.96%risk-free + beta × equity risk premium
Book equity, FY26₹266per share · excess returns add ₹568
This figure is the arithmetic of your inputs and nothing else. MarketPing publishes no fair value, target or rating; the model is yours.
Excess-return schedule · ₹ crore · book equity earns your ROE; value is book plus the returns above the cost of equity
| ₹ crore | FY27 | FY28 | FY29 | FY30 | FY31 |
|---|---|---|---|---|---|
| Opening book equity | 1,352 | 1,457 | 1,571 | 1,694 | 1,826 |
| Net income at 7.8% ROE | 105 | 114 | 123 | 132 | 142 |
| Cost of equity charge at 5.96% | (81) | (87) | (94) | (101) | (109) |
| Excess return | 25 | 27 | 29 | 31 | 34 |
| Present value | 24 | 25 | 25 | 25 | 26 |
| Closing book equity | 1,457 | 1,571 | 1,694 | 1,826 | 1,968 |
| Book equity today | 1,352 |
| PV of 5 years of excess return | 125 |
| PV of the terminal excess return, 5% flat | 2,764 |
| add non-operating investments | 0 |
| Equity value | 4,241 |
| ÷ 5.08 crore shares | ₹834 |
Where the methods land · ₹ per share · the dashed line is the CMP
52-week rangetraded range, a fact not a value
₹194₹227
Scenarios side by side · ₹ per share
| Scenario | Template | Growth | Margin | Rate | Terminal | ₹ / share | vs CMP |
|---|---|---|---|---|---|---|---|
| Base · editing | Excess return | ROE 7.8% | — | 5.96% | 5% | ₹834 | 315.0% |
A scenario is a full set of inputs under a name. Keep Base as the filed history carried forward; add Bull and Bear by saving the current inputs under those names and moving the two or three assumptions you actually hold a view on. The distribution above draws each driver between the lowest and highest value across your scenarios, so three scenarios give it a real range; with one scenario it falls back to fixed bands.