Models
APTUS VALUE HSG FIN I LTDAPTUSFinance
₹180per share · Base Model Note
The horizon and scenarios are yours to change. Every other input is part of the Trader plan; saving, sharing a saved link and the live-formula workbook are part of the Institutional plan.
Scenario
Value per share, your model₹180implied P/B 1.78× on FY26 book
Against CMP ₹202.50−11.4%close of 27 Oct 2026
Cost of equity13.63%risk-free + beta × equity risk premium
Book equity, FY26₹101per share · excess returns add ₹78
This figure is the arithmetic of your inputs and nothing else. MarketPing publishes no fair value, target or rating; the model is yours.
Excess-return schedule · ₹ crore · book equity earns your ROE; value is book plus the returns above the cost of equity
| ₹ crore | FY27 | FY28 | FY29 | FY30 | FY31 |
|---|---|---|---|---|---|
| Opening book equity | 5,060 | 5,776 | 6,594 | 7,527 | 8,593 |
| Net income at 18.6% ROE | 941 | 1,074 | 1,226 | 1,400 | 1,598 |
| Cost of equity charge at 13.63% | (690) | (787) | (899) | (1,026) | (1,171) |
| Excess return | 251 | 287 | 328 | 374 | 427 |
| Present value | 236 | 237 | 238 | 239 | 240 |
| Closing book equity | 5,776 | 6,594 | 7,527 | 8,593 | 9,809 |
| Book equity today | 5,060 |
| PV of 5 years of excess return | 1,190 |
| PV of the terminal excess return, 5% flat | 2,740 |
| add non-operating investments | 0 |
| Equity value | 8,990 |
| ÷ 50.08 crore shares | ₹180 |
Where the methods land · ₹ per share · the dashed line is the CMP
52-week rangetraded range, a fact not a value
₹192₹323
Scenarios side by side · ₹ per share
| Scenario | Template | Growth | Margin | Rate | Terminal | ₹ / share | vs CMP |
|---|---|---|---|---|---|---|---|
| Base · editing | Excess return | ROE 18.6% | — | 13.63% | 5% | ₹180 | (11.4)% |
A scenario is a full set of inputs under a name. Keep Base as the filed history carried forward; add Bull and Bear by saving the current inputs under those names and moving the two or three assumptions you actually hold a view on. The distribution above draws each driver between the lowest and highest value across your scenarios, so three scenarios give it a real range; with one scenario it falls back to fixed bands.