Models
REGENCY FINCORP LIMITEDBSE 540175Finance
₹10per share · Base Model Note
Revenue growth, the horizon and scenarios are yours to change. Every other input is part of the Trader plan; saving, sharing a saved link and the live-formula workbook are part of the Institutional plan.
Scenario
Value per share, your model₹10implied P/B 0.56× on FY26 book
Against CMP ₹46.35−78.2%close of 2026-09-10
Cost of equity10.56%risk-free + beta × equity risk premium
Book equity, FY26₹18per share · excess returns add ₹(8)
This figure is the arithmetic of your inputs and nothing else. MarketPing publishes no fair value, target or rating; the model is yours.
Excess-return schedule · ₹ crore · book equity earns your ROE; value is book plus the returns above the cost of equity
| ₹ crore | FY27 | FY28 | FY29 | FY30 | FY31 |
|---|---|---|---|---|---|
| Opening book equity | 160 | 173 | 188 | 204 | 221 |
| Net income at 8.4% ROE | 13 | 15 | 16 | 17 | 19 |
| Cost of equity charge at 10.56% | (17) | (18) | (20) | (22) | (23) |
| Excess return | (3) | (4) | (4) | (4) | (5) |
| Present value | (3) | (3) | (3) | (3) | (3) |
| Closing book equity | 173 | 188 | 204 | 221 | 239 |
| Book equity today | 160 |
| PV of 5 years of excess return | (16) |
| PV of the terminal excess return, 5% flat | (55) |
| add non-operating investments | 0 |
| Equity value | 90 |
| ÷ 8.88 crore shares | ₹10 |
ROE is at or below the cost of equity, so every year destroys value against book and the model lands below book value. That is the arithmetic, not a view.
Where the methods land · ₹ per share · the dashed line is the CMP
52-week rangetraded range, a fact not a value
₹23₹49
Scenarios side by side · ₹ per share
| Scenario | Template | Growth | Margin | Rate | Terminal | ₹ / share | vs CMP |
|---|---|---|---|---|---|---|---|
| Base · editing | Excess return | ROE 8.4% | — | 10.56% | 5% | ₹10 | (78.2)% |
A scenario is a full set of inputs under a name. Keep Base as the filed history carried forward; add Bull and Bear by saving the current inputs under those names and moving the two or three assumptions you actually hold a view on. The distribution above draws each driver between the lowest and highest value across your scenarios, so three scenarios give it a real range; with one scenario it falls back to fixed bands.