Models
SATIN CREDIT NET LTDSATINFinance
₹293per share · Base Model Note
The horizon and scenarios are yours to change. Every other input is part of the Trader plan; saving, sharing a saved link and the live-formula workbook are part of the Institutional plan.
Scenario
Value per share, your model₹293implied P/B 1.13× on FY26 book
Against CMP ₹229.72+27.6%close of 28 Oct 2026
Cost of equity11.00%risk-free + beta × equity risk premium
Book equity, FY26₹260per share · excess returns add ₹33
This figure is the arithmetic of your inputs and nothing else. MarketPing publishes no fair value, target or rating; the model is yours.
Excess-return schedule · ₹ crore · book equity earns your ROE; value is book plus the returns above the cost of equity
| ₹ crore | FY27 | FY28 | FY29 | FY30 | FY31 |
|---|---|---|---|---|---|
| Opening book equity | 2,868 | 3,201 | 3,572 | 3,986 | 4,449 |
| Net income at 11.6% ROE | 333 | 371 | 414 | 462 | 516 |
| Cost of equity charge at 11.00% | (316) | (352) | (393) | (439) | (489) |
| Excess return | 17 | 19 | 21 | 24 | 27 |
| Present value | 16 | 16 | 16 | 17 | 17 |
| Closing book equity | 3,201 | 3,572 | 3,986 | 4,449 | 4,965 |
| Book equity today | 2,868 |
| PV of 5 years of excess return | 82 |
| PV of the terminal excess return, 5% flat | 277 |
| add non-operating investments | 0 |
| Equity value | 3,227 |
| ÷ 11.01 crore shares | ₹293 |
Where the methods land · ₹ per share · the dashed line is the CMP
52-week rangetraded range, a fact not a value
₹136₹274
Scenarios side by side · ₹ per share
| Scenario | Template | Growth | Margin | Rate | Terminal | ₹ / share | vs CMP |
|---|---|---|---|---|---|---|---|
| Base · editing | Excess return | ROE 11.6% | — | 11.00% | 5% | ₹293 | 27.6% |
A scenario is a full set of inputs under a name. Keep Base as the filed history carried forward; add Bull and Bear by saving the current inputs under those names and moving the two or three assumptions you actually hold a view on. The distribution above draws each driver between the lowest and highest value across your scenarios, so three scenarios give it a real range; with one scenario it falls back to fixed bands.