AFILNSEAkme Fintrade (India) LimitedMediumNeutral
Announced Sat, 17 May · 18:06 IST

Akme Fintrade (India) Limited has informed the Exchange about the Investor Presentation for the Quarter and Year ended 31st March, 2025.

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Akme Fintrade, a Rajasthan-based rural-focused NBFC, shared its FY25 investor presentation showing strong growth. Profit after tax jumped 79% to ₹33.23 crore, while total AUM grew 45% YoY to ₹618.61 crore and disbursements more than doubled (up 161%) to ₹253.78 crore. Asset quality remained healthy with gross NPA at 2.77% and net NPA at 1.27%, supported by a 100% secured book and 54% provision coverage. Net interest margin stood at 12.76% for FY25, improving to 13.13% in Q4, with return on assets at 5.98% and capital adequacy ratio at a strong 57.58%. The company serves 45,199 live accounts across 29 branches in 4 states and outlined ambitions to reach 5 million customers by 2030 as India's premier rural digital lending platform. It also entered an EV financing partnership with Kilpi Technology (FINAYO) and recently completed a stock split.

Likely market impact

Strong FY25 results with nearly 80% profit growth, 45% AUM expansion, and improving margins in Q4 signal robust business momentum, likely to be viewed positively by investors. The multi-year target of 5 million customers by 2030 and new EV financing foray indicate management's confidence in continued growth, though investors should watch for any asset quality slippage as the book scales rapidly.