AKME FINTRADE (INDIA) LTD

Operates as an RBI-regulated non-banking financial company (NBFC), now classified under the Middle Layer under RBI scale-based norms, lending primarily through a branch network oriented to semi-urban and rural markets. Core revenue comes from interest income on its loan book, which is funded in part through debt instruments, including Rs 25 crore of secured listed NCDs at an 11.50% coupon and a Rs 20 crore term loan sanctioned by SIDBI. It is diversifying beyond pure lending: a partnership with Shriram General Insurance adds general insurance distribution through the same branch network, and a tie-up with Finayo has launched AKME GreenX, a green finance platform targeting EVs and renewable energy, with a stated two-year target of Rs 100 crore in EV assets and Rs 100 crore in solar assets, scaling to a Rs 1,000 crore EV and solar financing portfolio over five years. FY26 revenue was Rs 149.06 crore, total assets stood at Rs 934.29 crore, and the cost base is dominated by employee cost (10.8% of revenue) and other operating expenses (10.8%), with negligible materials cost as is typical for a financial services business.