Please find attached herewith Integrated Filing for the quarter and year ended 31st March, 2025
Price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 5.1 pts less than Nifty Microcap 250 and 4.2 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
Minute windows have no benchmark: there is no intraday index history to compare against.
Anupam Finserv reported audited full-year results for FY25. Total revenue from operations rose to Rs 37,077.71 thousand from Rs 31,748.05 thousand last year, a growth of roughly 16.8%, driven mainly by interest income which jumped about 27.8%. Despite higher revenues, profit after tax fell sharply to Rs 5,070.72 thousand from Rs 9,373.03 thousand (down ~46%), hit by a big impairment on financial instruments of Rs 4,693.07 thousand and a Rs 7,525.57 thousand loss on sale of property, plant and equipment. EPS dropped to Rs 0.04 from Rs 0.08. The balance sheet expanded ~75% as the loans book grew from Rs 1.45 lakh thousand to Rs 2.84 lakh thousand, funded largely by a Rs 123.8 crore rights issue. Operating cash flow turned deeply negative at Rs (1.25 lakh) thousand versus positive Rs 24,143.64 thousand last year, reflecting heavy loan disbursals. Statutory auditors CGCA & Associates LLP gave an unmodified opinion, and the board also appointed M/s Kushla Rawat & Associates as secretarial auditors for five years.
Earnings quality is under pressure: profit more than halved even as the loan book and revenue grew, and operating cash flow swung sharply negative because the company is deploying cash into lending. Shareholders should also note sizeable loans given to entities connected to directors, which adds a related-party overhang on the stock.