ANUPAM FINSERV LIMITED

Functions as a non-banking financial company (NBFC) listed on BSE under script code 530109, operating two reporting segments: Financing and Leasing. Financing contributed 89.9% of FY26 segment revenue at an EBIT margin of 89.9%, while Leasing made up the remaining 10.1% of segment revenue and was loss-making at an EBIT margin of -2.8%. Employee cost is the largest expense line at 24.7% of revenue, followed by other operating expenses at 17.1% and depreciation at 6.5%, with no materials cost reported — a cost shape typical of a services-led lender. Funding for the lending book is supported primarily by equity, and the board approved a private placement programme of secured non-convertible debentures up to Rs 20 crore in May 2026, carrying a 12% annual coupon with tenures of 27 or 39 months; multiple tranches have been allotted since December 2025. Equity share capital stands at 18.98 crore shares of Rs 1 face value each, and the promoter group holds 51.747% of the company.