AU SFB Q4 FY26: PAT up 65% YoY, NIM at 5.96%, GNPA improves to 2.03%

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

AUBANK · price

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₹1062.90

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AI summary

AU Small Finance Bank reported strong Q4 FY26 results. PAT grew 65% YoY to ₹832 cr; FY26 PAT up 25% YoY to ₹2,641 cr. NIM expanded 24bps QoQ to 5.96%. Gross loans grew 21% YoY to ₹1.40 lakh cr; deposits up 23% YoY to ₹1.52 lakh cr. GNPA improved to 2.03% (from 2.30% QoQ); NNPA at 0.74%. Cost of funds fell 12bps QoQ to 6.49%. Dividend of ₹1/share declared. RBI approved Sanjay Agarwal's reappointment as MD & CEO for 3 years; bank filed application for universal bank license conversion.

Likely market impact

Strong quarter with improving margins, asset quality, and profitability; growth above private banking sector average; positive momentum for shareholders.