What the business is, and whether it's a good one at a fair price.
Operates as a small finance bank taking deposits and making loans across retail, wholesale, treasury, and digital segments. In the period ending 2024-12-31, Retail banking - Other Retail Banking was the largest segment at 76.2% of segment revenue, followed by Treasury at 13.3%, Wholesale banking at 8.7%, and Other banking operations at 1.8%. In Q1 FY27, the deposit base stood at INR 1.58 lakh crore (up 24% YoY), the loan book at INR 1.44 lakh crore (up 23% YoY), and secured assets grew 25% YoY. Disbursements were up 42% YoY, and CASA ratio was 29% with stable deposits at 79% of total deposits. The gold loan book scaled to INR 4,500 crore (+130% YoY) across 1,300+ branches, while commercial banking reached INR 32,800 crore (+34% YoY). Asset quality improved with GNPA at 2.10%, slippages down 22% YoY to INR 798 crore, and credit cost at 0.8%; PAT was INR 796 crore (+37% YoY) with NIM at 5.9%. The bank added 16 branches in Q1 FY27 and plans 100+ branches for FY27, with technology spend of approximately INR 1,000 crore (12-13% of opex), and has applied for a Universal Bank licence.
Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from AU SMALL FINANCE BANK LTD's filed financials and exchange disclosures
AU SMALL FINANCE BANK LTD is a Banks company listed on NSE and BSE, trading under the symbol AUBANK.
Yes. Over the trailing twelve months AU SMALL FINANCE BANK LTD reported a net profit of ₹2,856 Cr.
Yes. The dividend yield is 0.09% at the current price. It paid out 3% of its profit as dividend in FY26.
No..
On trailing P/E, AU SMALL FINANCE BANK LTD ranks 7 of 8 in Other Bank — cheaper than 14% of them, against an industry median of 15.4×. This is a position, not a valuation judgement.
On a typical session AU SMALL FINANCE BANK LTD moves 0.90% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by AU SMALL FINANCE BANK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
