AU SMALL FINANCE BANK LTD
Latest filings
- Q2 FY27 profit rises 53%; loan margin falls 9 basis points sequentially · Investor Communications
- AU Small Finance Bank profit rises 58 percent, but half-year profit falls · Compliance
- Audio recording of September 2026 results conference call available · Investor Communications
Snapshot
What the business is, and whether it's a good one at a fair price.
Operates as a small finance bank taking deposits and making loans across retail, wholesale, treasury, and digital segments. In the period ending 2024-12-31, Retail banking - Other Retail Banking was the largest segment at 76.2% of segment revenue, followed by Treasury at 13.3%, Wholesale banking at 8.7%, and Other banking operations at 1.8%. In Q1 FY27, the deposit base stood at INR 1.58 lakh crore (up 24% YoY), the loan book at INR 1.44 lakh crore (up 23% YoY), and secured assets grew 25% YoY. Disbursements were up 42% YoY, and CASA ratio was 29% with stable deposits at 79% of total deposits. The gold loan book scaled to INR 4,500 crore (+130% YoY) across 1,300+ branches, while commercial banking reached INR 32,800 crore (+34% YoY). Asset quality improved with GNPA at 2.10%, slippages down 22% YoY to INR 798 crore, and credit cost at 0.8%; PAT was INR 796 crore (+37% YoY) with NIM at 5.9%. The bank added 16 branches in Q1 FY27 and plans 100+ branches for FY27, with technology spend of approximately INR 1,000 crore (12-13% of opex), and has applied for a Universal Bank licence.
Scorecard
Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice
Strengths
Concerns
Charts
How has the market priced it — with filings on the timeline?
AUBANK · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from AU SMALL FINANCE BANK LTD's filed financials and exchange disclosures
What does AU SMALL FINANCE BANK LTD do?
AU SMALL FINANCE BANK LTD is a Banks company listed on NSE and BSE, trading under the symbol AUBANK.
Is AU SMALL FINANCE BANK LTD profitable?
Yes. Over the trailing twelve months AU SMALL FINANCE BANK LTD reported a net profit of ₹2,856 Cr.
Does AU SMALL FINANCE BANK LTD pay a dividend?
Yes. The dividend yield is 0.11% at the current price. It paid out 3% of its profit as dividend in FY26.
Is AU SMALL FINANCE BANK LTD expensive compared with its peers?
On trailing P/E, AU SMALL FINANCE BANK LTD ranks 7 of 8 in Other Bank — cheaper than 14% of them, against an industry median of 13.1×. This is a position, not a valuation judgement.
How much does the AU SMALL FINANCE BANK LTD share price move in a day?
On a typical session AU SMALL FINANCE BANK LTD moves 0.95% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.
Where can I track AU SMALL FINANCE BANK LTD's announcements?
Every NSE and BSE filing by AU SMALL FINANCE BANK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.