AU Small Finance Bank Limited has informed the Exchange regarding a press release dated April 27, 2026, titled "Press Release on Audited Financial Results of AU Small Finance Bank Limited for the Quarter and Financial Year ended on March 31, 2026".
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AU Small Finance Bank reported strong Q4 FY26 results with PAT of ₹832 crore, up 65% YoY and 25% QoQ. Full year FY26 profit grew 25% to ₹2,641 crore. Net Interest Income rose 23% YoY to ₹2,582 crore in Q4, while NIM expanded 24 basis points QoQ to 5.96%. Deposits grew 23% YoY to ₹1,52,661 crore and gross loan portfolio increased 21% YoY to ₹1,40,327 crore. Asset quality improved with GNPA ratio at 2.03% (from 2.30% in Dec'25) and NNPA at 0.74%. The bank declared dividend of ₹1 per share (10% face value) and filed for Universal Bank license with RBI. Key leadership updates include reappointment of MD & CEO Sanjay Agarwal and appointment of Gaurav Jain as CFO.
Strong profitability metrics with 65% PAT growth and improving asset quality signal operational strength. Progress on Universal Bank license and AI-driven tech initiatives indicate growth catalysts ahead. Dividend declaration reflects confidence in financial health.