AUBANKNSEAU Small Finance Bank LimitedMediumNeutral
Announced Thu, 2 Apr · 18:22 IST

AU Small Finance Bank Limited has informed the Exchange about Credit Rating

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AUBANK · price

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Price reaction · full curve 14 horizons · vs prior close
+2.0%1-day move
₹869.95
prior close
₹880.95
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
-2.3-2.4-2.3-1.0+2.0+11.5+10.4+12.7+12.4+13.2+17.6+18.1+9.8+22.1
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AI summary

CRISIL Ratings has re-affirmed credit ratings for AU Small Finance Bank: CRISIL AA+/Stable for Fixed Deposits (Rs 40,000 crore), CRISIL AA/Stable for Tier II Bonds (Rs 500 crore, reduced from Rs 1,150 crore), and CRISIL A1+ for Certificate of Deposits (Rs 1,100 crore). Ratings on Rs 650 crore of Tier II bonds were withdrawn as these instruments were fully redeemed. As of December 2025, the bank reported advances of Rs 129,898 crore, deposits of Rs 138,415 crore, capital adequacy of 19%, GNPA at 2.3%, and PAT of Rs 1,809 crore for 9M FY2026. The bank received RBI in-principle approval to become a universal bank and faced de-empanelment by Haryana government for government business with no major deposit outflows observed so far.

Likely market impact

Re-affirmation of strong ratings (AA+ to A1+) indicates low credit risk and stable outlook, supportive of investor confidence. Withdrawal of redeemed bonds has no negative implications.