AU Small Finance Bank Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on August 08, 2025
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AU Small Finance Bank has submitted the Notice of its 30th Annual General Meeting (AGM) scheduled for Friday, August 8, 2025, to be held via video conferencing, along with the Integrated Annual Report for FY 2024-25. The bank crossed major milestones in FY25, with total assets reaching ₹1,57,846 Crore (up 25%), gross loan portfolio at ₹1,15,704 Crore (up 20%), and total deposits at ₹1,24,269 Crore (up 27%). Profit After Tax grew 32% to ₹2,106 Crore, while Net Interest Income jumped 55% to ₹8,012 Crore. ROA stood at 1.5% and ROE at 13.1%, with Net NPA at a healthy 0.7% and Provision Coverage Ratio (with technical write-off) at 84%. The bank also raised ₹770 Crore in Tier II capital in March 2025, applied for a Universal Bank licence in September 2024, and completed the Fincare SFB merger effective April 1, 2024. The report highlights expansion to 2,456 touchpoints, over 50,946 employees, and 113.4 lakh unique customers.
This is a routine compliance filing with the AGM notice and annual report, but the strong financial performance — 32% PAT growth, 27% deposit growth, and 20% loan growth — reinforces positive investor sentiment. The Universal Bank licence application, improved cost-to-income ratio (64% to 57%), and healthy capital adequacy at 20.1% signal continued momentum for shareholders, though elevated Gross NPA at 2.3% (up from 1.7%) and increased credit costs warrant attention.