Announced Wed, 29 Apr · 17:57 IST
AU Small Finance Bank Q4 FY26 Earnings Call Transcript
AUBANK · price
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AI summary
AU Small Finance Bank reported Q4 FY26 profit of ₹832 cr (up 65% YoY), full year PAT at ₹2,641 cr (up 25%). Deposits grew 23% YoY, loans 21% YoY. NIMs expanded 24 bps QoQ to 5.96%. GNPA improved 27 bps to 2.03%. ROA at 1.8% in Q4. Bank filed final universal banking license application. New CFO Gaurav Jain appointed. Dividend of ₹1/share recommended. Management guided cost of funds may have bottomed, signaling potential margin pressure ahead.
Likely market impact
Strong Q4 with profit up 65% YoY, improving asset quality and universal bank license filed. Forward guidance flags margin pressure as cost of funds bottoms.