Bajaj Finserv Limited has informed the Exchange about Transcript
BAJAJFINSV · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
Bajaj Finserv filed the transcript of its Q4 FY25 earnings call with the exchanges under SEBI disclosure rules. Consolidated total income grew 14% YoY to Rs 36,596 crore and consolidated PAT grew 14% to Rs 2,417 crore. BAGIC's GWP fell 13% to Rs 4,326 crore, largely due to IRDAI's 1/n accounting rule for long-term products and timing of crop/government health business; underlying retail growth was 8% for the quarter and 12% for the full year. BALIC's VNB grew 14% to Rs 549 crore with NBM expanding sharply from 18% to 22.1% YoY, though PAT fell 61% to Rs 41 crore on lower investment gains. Bajaj Finance PAT grew 17% to Rs 4,480 crore with AUM up 26% at Rs 4.17 lakh crore and announced share split, bonus shares and special interim dividend. Bajaj Housing Finance PAT grew 54% to Rs 587 crore. Bajaj Markets turned cash profitable for the second straight quarter, and the AMC crossed Rs 20,000 crore AUM.
This is a procedural transcript filing with no new information for the market; the call reinforces a strong quarter across lending, improving margins in life insurance, and progress on the Allianz JV buyout (CCI and IRDAI approvals pending). Expect a neutral to mildly positive read-through given confirmed margin expansion guidance in BALIC and steady lending momentum, though higher GWP combined ratio at BAGIC may draw some attention.