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NSE:BAJAJFINSV

BAJAJ FINSERV LTD.

Financial Services › Finance·NIFTY 100NIFTY 200NIFTY 50NIFTY 500+8
₹1,655.00
at close · 28 Oct 2026
▼ 22.00 (-1.31%)

Latest filings

Next results: Tue, 3 Nov · Financial Results
  1. Deepak Reddy named CEO Designate of Bajaj General Insurance · Compliance
  2. Bajaj Finserv Q2FY27 results call set for 3 Nov 2026 · Board & Shareholder Meetings
  3. Bajaj Finserv incorporates wholly owned subsidiary Bajaj Reinsurance Limited · Strategic Transactions
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a holding company for financial services businesses in India, with consolidated revenue of Rs 150,503.77 crore in FY26. The largest segment is retail financing, contributing 53.1% of segment revenue at Rs 81,989.5 crore — this covers Bajaj Finance's lending book (consumer finance, SME loans, commercial lending, mortgages) and Bajaj Housing Finance. Insurance is the second largest segment at 44.6% share (Rs 68,859.96 crore), combining Bajaj Life Insurance and Bajaj General Insurance, both of which became 100% Bajaj-owned after the March 2026 Allianz stake buyback. Smaller lines include an investments and others book and a windmill power operation that contribute negligible revenue. The largest input cost is other operating expenses at 39.5% of revenue, with employee costs at 9.4% — consistent with a services-led financial model where materials are not an input.

Revenue mix · reported segments
Retail financing53.1%
Insurance44.6%
Investments and others2.3%
Windmill0.0%
Operating scale
Bajaj Finance AUM
Rs 5,09,975 croreFY26
Bajaj Finance new loans booked
1.29 crore (+20% YoY)FY26
Bajaj Finance GNPA
1.01%FY26
Bajaj Life VNB
Rs 709 crore (+29% YoY)FY26
Bajaj Life new business margin
24.5%FY26
Bajaj General full-year combined ratio
101.9%FY26
Who pays it
Indian retail borrowers and savers, homebuyers, and policyholders across life and general insurance; also serves SMEs through Bajaj Finance lending.
Biggest cost
Other operating expenses at 39.5% of revenue, with employee costs at 9.4%.
Kind of business
Diversified financial holding company with asset-light services and insurance subsidiaries; revenue is dominated by lending and insurance premiums.
Where it sits
FY26 consolidated revenue of Rs 150,503.77 crore, total assets of Rs 7,58,497.54 crore, and net profit of Rs 19,669.47 crore; both insurance subsidiaries became 100% Bajaj-owned after the March 2026 Allianz buyback.
Market Cap
₹2.65 L Cr
P / E (TTM)
26.0×
EV / EBITDA
—
Div Yield
0.70%
Growth
20.0%▲
Revenue 5y CAGR
PAT +21.7% · EBITDA +23.7%
Quality
—·
ROCE (FY26)
ROE 14.0% (5y median) · margin 37.5%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
2.5×▲
Margin +0.9 pts
₹60,591 Cr → ₹1.51 L Cr
Moves on a normal day
0.86%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 15 Holding Company peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#11/13
P/B#10/14
ROE#2/14
EBITDA margin#4/14
Revenue growth#8/15
Profit growth#8/15

Scorecard

Measured from the filed financials, judged against its Holding Company peers · as of FY26 — not investment advice

Strengths
Revenue compounding 20% a year over 5 years
Profit compounding 22% a year over 5 years
Profit grew in every one of the last 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

BAJAJFINSV · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from BAJAJ FINSERV LTD.'s filed financials and exchange disclosures

What does BAJAJ FINSERV LTD. do?

BAJAJ FINSERV LTD. is a Finance company listed on NSE and BSE, trading under the symbol BAJAJFINSV.

Is BAJAJ FINSERV LTD. profitable?

Yes. Over the trailing twelve months BAJAJ FINSERV LTD. reported a net profit of ₹20,637 Cr on revenue of ₹1.58 L Cr.

Does BAJAJ FINSERV LTD. pay a dividend?

Yes. The dividend yield is 0.70% at the current price. It paid out 9% of its profit as dividend in FY26.

Is BAJAJ FINSERV LTD. expensive compared with its peers?

On trailing P/E, BAJAJ FINSERV LTD. ranks 11 of 13 in Holding Company — cheaper than 17% of them, against an industry median of 10.7×. This is a position, not a valuation judgement.

How much does the BAJAJ FINSERV LTD. share price move in a day?

On a typical session BAJAJ FINSERV LTD. moves 0.86% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are BAJAJ FINSERV LTD.'s next results?

Financial Results on Tue, 3 Nov. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track BAJAJ FINSERV LTD.'s announcements?

Every NSE and BSE filing by BAJAJ FINSERV LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.