Bajaj Finserv Limited has informed the Exchange about Investor Presentation

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

BAJAJFINSV · price

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Price reaction · full curve 14 horizons · vs prior close

+1.0%1-day move

₹1760.80

prior close

₹1747.40

base price

In-mkt

timing

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AI summary

Bajaj Finserv posted consolidated revenue of ₹1,50,530 Cr for FY2026, up 13.2% YoY, with adjusted PAT of ₹11,211 Cr, up 20.4%. Q4 consolidated adjusted PAT grew 24.2% to ₹3,032 Cr. Bajaj Finance led with PAT of ₹5,464 Cr (+21.9%) and AUM of ₹5.1 lakh Cr (+22.4%). Bajaj Life delivered strong VNB growth of 29.1% (₹709 Cr) with margin improvement to 24.5%. Bajaj General's combined ratio deteriorated to 113.6% due to elevated claims in govt. health schemes. The company completed 100% acquisition of its insurance subsidiaries by buying back Allianz's 3% stake (₹2,790 Cr total). FinAI implementation is underway with ₹6,200+ Cr AI-driven disbursements in FY2026. Consolidated AUM crossed ₹7 lakh Cr.

Likely market impact

Strong broad-based growth across lending and insurance arms; margin improvement at Bajaj Life (24.5% VNB margin) is a positive signal, though general insurance COR deterioration and MTM losses on equity investments due to geopolitical tensions weigh on near-term profitability.