Announced Tue, 21 Jul · 16:23 IST
Bandhan Bank Q1FY27 results: PAT up 35% YoY at Rs 5 bn, asset quality improves
Investor Communications View source PDF
BANDHANBNK · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Price reaction · full curve 14 horizons · vs prior close
-19.9%1-day move
₹207.19
prior close
₹187.95
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
+0.0+0.0-2.7-4.5-19.9-19.9-18.2———————
Up moveDown movePending
AI summary
Bandhan Bank reported Q1FY27 PAT at Rs 5.0 bn, up 34.9% YoY but down 6.1% QoQ. NII rose 5.9% YoY to Rs 29.2 bn. Operating profit fell 18.6% YoY to Rs 13.6 bn on higher opex. Gross advances grew 16.4% YoY to Rs 1,555.6 bn with secured mix at 56.8%. Deposits up 6.6% YoY at Rs 1,648.9 bn. GNPA improved sharply to 3.1% from 5.0% YoY; NNPA at 0.9%. NIM at 6.2% (-16 bps YoY). CRAR strong at 18.2%, ROA at 1.0%, ROE at 7.7%.
Likely market impact
Asset quality improved sharply but margin pressure persists; PAT growth driven by lower provisions, while operating profit decline reflects higher opex and cost-income ratio at 61.5%.