What the business is, and whether it's a good one at a fair price.
Operates as a private sector commercial bank that takes deposits and lends across retail, microfinance, wholesale and treasury operations, with retail banking accounting for 81.8% of segment revenue for the nine months ending December 2024. As of Q1FY27, gross advances stood at ₹1.56 lakh crore (up 16% YoY) and deposits at ₹1.65 lakh crore (up 7% YoY), with a CASA ratio of 29.4% and retail deposits making up roughly 74% of total deposits. Retail Banking is the largest revenue contributor, while the bank also runs an Emerging Entrepreneurs Business (EEB) microfinance book whose share of advances has been deliberately capped around 33–35%, with secured loans at about 57% of advances and the non-EEB book at roughly two-thirds of total advances. Treasury generated 9.2% of segment revenue and Wholesale Banking 7.8%, with the latter producing only ₹26.5 crore of EBIT in the period. The bank runs 1,955 branches plus 4,400 EEB banking units (totalling 6,388 outlets as of Q1FY27) and serves about 31.8 million customers across 35 states, with gross NPA at 3.1%, net NPA at 0.9%, NIM at 6.2% and capital adequacy at 18.2%. The principal input cost is the interest paid on deposits and borrowings, with management flagging that cost of funds has risen 20–25 basis points quarter-on-quarter.
Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from BANDHAN BANK LIMITED's filed financials and exchange disclosures
BANDHAN BANK LIMITED is a Banks company listed on NSE and BSE, trading under the symbol BANDHANBNK.
Yes. Over the trailing twelve months BANDHAN BANK LIMITED reported a net profit of ₹1,353 Cr.
Yes. The dividend yield is 0.85% at the current price. It paid out 20% of its profit as dividend in FY26.
No..
On trailing P/E, BANDHAN BANK LIMITED ranks 17 of 20 in Private Sector Bank — cheaper than 16% of them, against an industry median of 12.4×. This is a position, not a valuation judgement.
On a typical session BANDHAN BANK LIMITED moves 1.15% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by BANDHAN BANK LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
