Bank Of Baroda has informed the Exchange about Annual Report 2024-25
BANKBARODA · price
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Bank of Baroda has submitted its Annual Report for the financial year ended March 2025 to BSE and NSE, as required under Regulation 34 of SEBI (LODR) Regulations, 2015. The Bank's total business crossed the INR 27.02 lakh crore milestone as of March 2025, with global deposits at around INR 10.21 lakh crore and global advances at around INR 7.88 lakh crore. It posted its highest ever standalone net profit of INR 19,581 crore, while consolidated net profit crossed the INR 20,000 crore mark to reach INR 20,716 crore. Asset quality strengthened with the GNPA ratio touching a year low and credit costs contained, while capital adequacy remained healthy with a CRAR comfortably above regulatory norms and an LCR of around 75%. The Bank declared a dividend (subject to approvals), added 188 new branches, launched phygital branches, GenAI-powered tools (Adi chatbot, Aditi virtual relationship manager), and the bobPay super app, and won several awards including 'Best AI/ML Bank 2024' from IBA.
This is a routine annual report filing, but the underlying numbers show record profitability, improved asset quality, and a strong capital position — all supportive indicators for shareholders. Continued branch expansion, digital innovation, and a declared dividend reinforce confidence in the Bank's growth trajectory and capital returns.