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NSE:BANKBARODA

BANK OF BARODA

Financial Services › Banks·NIFTY 100NIFTY 200NIFTY 500NIFTY LARGEMIDCAP 250+6
₹231.82
at close · 28 Oct 2026
▼ 2.11 (-0.90%)
ThemesArtificial Intelligence· growing

Latest filings

Next results: Fri, 30 Oct · Financial Results
  1. Bank of Baroda schedules Q2 FY2026-27 media and analyst meets · Results
  2. Government nominee director changed on Bank of Baroda board · Management Changes
  3. Board meeting on Oct 30 to consider Q2 FY27 results · Results
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

A Public Sector Bank that earns the bulk of its revenue from interest on loans and from its investment book. In the period ending 31 December 2024, Retail Banking (excluding Digital) generated Rs. 41,361.21 crore (36.6% of segment revenue) from home, personal and other retail loans; Wholesale Banking generated Rs. 39,518.29 crore (35.0%) from lending to large and mid-size corporates and related fee income; Treasury Operations contributed Rs. 24,882.5 crore (22.0%) from the bank's holdings of government and other securities; and Other Banking Operations contributed Rs. 7,225.57 crore (6.4%). Digital Banking was a negligible contributor at Rs. 0.84 crore. Global business crossed Rs. 30.78 lakh crore at end-FY26, with advances up 16.2% YoY and the RAM (Retail, Agriculture, MSME) book at 61% of advances; the retail book alone crossed Rs. 3 lakh crore. Asset quality stood at Gross NPA 1.89%, Net NPA 0.45% and Provision Coverage Ratio 93.94%, on total assets of Rs. 21,01,501.85 crore. Deposit cost — 4.78% in Q4 FY26 — is the principal input cost, with lending rates set against the bank's MCLR (8.75% on the one-year tenor). Fee income is also earned through subsidiaries including IndiaFirst Life Insurance and BOB Capital Markets; BoB Securities and Giltedge Ltd became operational on 1 April 2026 and a pension fund subsidiary is in the pipeline.

Revenue mix · reported segments
Retail Banking - Other Retail36.6%
Wholesale Banking35.0%
Treasury Operations22.0%
Other Banking Operations6.4%
Retail Banking - Digital Banking0.0%
Operating scale
Global business
Rs. 30.78 lakh croreQ4 FY26
Global advances
Rs. 14.17 lakh crore (+17.4% YoY)Q1 FY27
Global deposits
Rs. 16.33 lakh crore (+13.8% YoY)Q1 FY27
RAM share of advances
61%Q4 FY26
Gross NPA / Net NPA / PCR
1.89% / 0.45% / 93.94%Q4 FY26
Share of banking system advances
~5.5%FY26
Who pays it
Retail borrowers, agricultural and MSME customers, and large and mid-size corporate clients of a Public Sector Bank.
Biggest cost
Cost of deposits, 4.78% in Q4 FY26, against an MCLR schedule of 7.85% (overnight) to 8.75% (one-year).
Kind of business
Cyclical, asset-heavy public sector commercial bank with a large treasury book.
Where it sits
Second-largest Public Sector Bank in India with around 5.5% share of system advances and majority Government of India ownership (~64%).
Market Cap
₹1.20 L Cr
P / E (TTM)
6.6×
EV / EBITDA
—
Div Yield
3.60%
Growth
—·
Revenue 5y CAGR
PAT +68.0% · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
0.91%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 11 Public Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#5/12
Profit growth#12/12

Scorecard

Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice

Strengths
Profit compounding 68% a year over 5 years
Pays out 22% of profit as dividend
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

BANKBARODA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from BANK OF BARODA's filed financials and exchange disclosures

What does BANK OF BARODA do?

BANK OF BARODA is a Banks company listed on NSE and BSE, trading under the symbol BANKBARODA.

Is BANK OF BARODA profitable?

Yes. Over the trailing twelve months BANK OF BARODA reported a net profit of ₹17,698 Cr.

Does BANK OF BARODA pay a dividend?

Yes. The dividend yield is 3.60% at the current price. It paid out 22% of its profit as dividend in FY26.

Is BANK OF BARODA expensive compared with its peers?

On trailing P/E, BANK OF BARODA ranks 5 of 12 in Public Sector Bank — cheaper than 64% of them, against an industry median of 7.5×. This is a position, not a valuation judgement.

How much does the BANK OF BARODA share price move in a day?

On a typical session BANK OF BARODA moves 0.91% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are BANK OF BARODA's next results?

Financial Results on Fri, 30 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track BANK OF BARODA's announcements?

Every NSE and BSE filing by BANK OF BARODA appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.