What the business is, and whether it's a good one at a fair price.
A Public Sector Bank that earns the bulk of its revenue from interest on loans and from its investment book. In the period ending 31 December 2024, Retail Banking (excluding Digital) generated Rs. 41,361.21 crore (36.6% of segment revenue) from home, personal and other retail loans; Wholesale Banking generated Rs. 39,518.29 crore (35.0%) from lending to large and mid-size corporates and related fee income; Treasury Operations contributed Rs. 24,882.5 crore (22.0%) from the bank's holdings of government and other securities; and Other Banking Operations contributed Rs. 7,225.57 crore (6.4%). Digital Banking was a negligible contributor at Rs. 0.84 crore. Global business crossed Rs. 30.78 lakh crore at end-FY26, with advances up 16.2% YoY and the RAM (Retail, Agriculture, MSME) book at 61% of advances; the retail book alone crossed Rs. 3 lakh crore. Asset quality stood at Gross NPA 1.89%, Net NPA 0.45% and Provision Coverage Ratio 93.94%, on total assets of Rs. 21,01,501.85 crore. Deposit cost — 4.78% in Q4 FY26 — is the principal input cost, with lending rates set against the bank's MCLR (8.75% on the one-year tenor). Fee income is also earned through subsidiaries including IndiaFirst Life Insurance and BOB Capital Markets; BoB Securities and Giltedge Ltd became operational on 1 April 2026 and a pension fund subsidiary is in the pipeline.
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from BANK OF BARODA's filed financials and exchange disclosures
BANK OF BARODA is a Banks company listed on NSE and BSE, trading under the symbol BANKBARODA.
Yes. Over the trailing twelve months BANK OF BARODA reported a net profit of ₹17,698 Cr.
Yes. The dividend yield is 3.50% at the current price. It paid out 22% of its profit as dividend in FY26.
No..
On trailing P/E, BANK OF BARODA ranks 6 of 12 in Public Sector Bank — cheaper than 55% of them, against an industry median of 7.7×. This is a position, not a valuation judgement.
On a typical session BANK OF BARODA moves 0.88% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by BANK OF BARODA appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
