BANKBARODANSEBank of Baroda· BanksMediumNeutral
Announced Fri, 8 Aug · 18:05 IST

Bank Of Baroda has informed the Exchange about Credit Rating

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BANKBARODA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

ICRA has reaffirmed all its credit ratings on Bank of Baroda with a Stable outlook. The Basel III Tier-I bonds are rated [ICRA]AA+ (Stable), while Basel III Tier II bonds, Infrastructure bonds, and the Fixed Deposit programme retain the highest [ICRA]AAA (Stable) rating. ICRA withdrew the rating on Rs. 1,000 crore of Basel III Tier II bonds after they were fully redeemed. The total rated amount now stands at Rs. 6,950 crore, down from Rs. 7,950 crore. The reaffirmation reflects BoB's strong sovereign ownership (GoI holds 63.97%), its position as the second largest public sector bank, healthy capital ratios (CRAR of 17.61%, CET1 of 14.12%), and improving asset quality (Gross NPAs at 2.28%, Net NPAs at 0.60% as of June 30, 2025).

Likely market impact

The Stable outlook with reaffirmation at top-tier ratings signals continued credit strength and is neutral to positive for the stock. The full redemption of Rs. 1,000 crore in Tier II bonds is a routine liability management action and not material to the stock price.