Bank Of Baroda has informed the Exchange about Investor presentation Q1 2025-26

Bank of Baroda reported Q1FY26 net profit of Rs 4,541 crore, up just 1.9% YoY, as net interest income declined 1.4% to Rs 11,435 crore and net interest margin compressed to 2.91% from 3.18% a year ago. Strong treasury income (Rs 2,226 crore, up 654% YoY) and a 88% jump in non-interest income cushioned operating profit, which rose 15% to Rs 8,236 crore. Asset quality improved with GNPA falling to 2.28% and NNPA to 0.60%, but slippage ratio rose to 1.16% and total provisions surged 95% YoY, pressuring bottom-line growth. Global deposits grew 9.1% to Rs 14.36 lakh crore and advances rose 12.6% to Rs 12.07 lakh crore, with retail and agriculture advances growing 17.5% and 16.2% respectively. Capital adequacy remained healthy at 17.61%, and the bank is investing in digital initiatives and sustainability targets including net-zero by 2057.