Bank Of Baroda has informed the Exchange about MCLR w.e.f. 12.12.2025
BANKBARODA · price
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Bank of Baroda has informed the stock exchange about a revision in its Marginal Cost of Funds based Lending Rate (MCLR), which will take effect from 12 December 2025. MCLR is the benchmark interest rate below which banks cannot lend, and revisions typically affect the interest rates on home loans, personal loans, and other floating-rate loans linked to it. The bank has not disclosed the specific new rates in this headline, but such revisions are carried out periodically by banks based on changes in their cost of funds and RBI policy rates.
This is a routine pricing update and is unlikely to have a significant direct impact on the stock price. However, a higher MCLR means borrowers may face increased EMIs, while a lower MCLR could boost loan demand and benefit the bank's lending volumes and interest income.