Bank Of Baroda has informed the Exchange about MCLR w.e.f 12.04.2026
BANKBARODA · price
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Bank of Baroda has reviewed its Marginal Cost of Funds Based Lending Rate (MCLR) across all tenors, effective 12 April 2026. The bank has decided to keep MCLR rates unchanged across all maturity buckets. Overnight MCLR remains at 7.80%, one-month at 7.90%, three-month at 8.15%, six-month at 8.45%, and one-year at 8.70%. This is a routine monthly review under the bank's benchmark lending rate framework.
No immediate impact on existing or new borrowers as lending rates remain unchanged. For shareholders, the status quo signals stable lending margins and indicates the bank sees no pressing need to adjust rates in line with current liquidity or funding cost conditions.