BANKBARODANSEBank of Baroda· BanksLowNeutral
Announced Fri, 9 May · 20:41 IST

Bank Of Baroda has informed the Exchange about MCLR w.e.f. 12.05.2025

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Bank of Baroda has revised its MCLR rates across tenors effective from 12 May 2025. The overnight, one-month, three-month, and six-month MCLRs remain unchanged at 8.15%, 8.35%, 8.55%, and 8.80% respectively. The one-year MCLR has been reduced marginally by 5 basis points from 9.00% to 8.95%. This is a minor and selective rate revision, with no changes across shorter tenors.

Likely market impact

The slight 5 bps cut in the one-year MCLR could marginally benefit new loan borrowers on longer-tenure products, while existing borrowers on MCLR-linked loans may see a small reduction in interest costs. For shareholders, the impact is minimal and largely neutral as it reflects routine rate calibration in line with the cost of funds.