BoB Q4 FY26 investor presentation: record quarterly profit, NIM dips

Mgmt Guided Margin PressureInvestor Communications View source PDF

BANKBARODA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

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AI summary

Bank of Baroda filed its Q4 FY26 investor presentation ahead of an investor meet on 22 June 2026. Global deposits grew 12 percent YoY to about USD 174 Bn and global advances rose 16.2 percent to about USD 151 Bn. Q4 FY26 net profit hit a record about USD 592 Mn, up 11.2 percent YoY, while full year net profit was about USD 2.11 Bn, up 2.2 percent. Global NIM slipped to 2.89 percent from 3.08 percent. GNPA improved to 1.89 percent and NNPA to 0.45 percent. Board declared dividend of about USD 0.09 per share.

Likely market impact

Record quarterly profit, strong loan growth, and improving asset quality support the stock, but declining NIM signals margin pressure for the bank.