Bank Of India has informed the Exchange about Investor Presentation
BANKINDIA · price
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Awaiting price reaction for this filing.
Bank of India reported a strong Q1 FY26 with global business growing 10.37% YoY to ₹15.06 lakh crore, driven by 12.02% growth in global advances and 9.07% in deposits. Net profit surged 32.27% YoY to ₹2,252 crore, supported by a 66.37% jump in non-interest income and lower credit cost of 0.68%. Asset quality improved significantly, with gross NPA falling 170 bps to 2.92% and net NPA declining to 0.75%. NIM compressed to 2.55% from 3.07% YoY, while RoA improved 12 bps to 0.82%. The bank has secured board approval for a ₹5,000 crore capital plan and ₹20,000 crore infrastructure bond issuance for FY26. Capital adequacy under Basel III remains comfortable at 17.39%, with the Government of India holding 73.38% stake.
Strong profit growth, improved asset quality, and stable capital position are positives for shareholders, though continued NIM compression remains a key concern. The capital raise approval supports future growth without dilution risk in the near term.