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NSE:BANKINDIA

BANK OF INDIA

Financial Services › Banks·NIFTY 200NIFTY 500NIFTY LARGEMIDCAP 250NIFTY MIDCAP 100+8
₹132.90
at close · 28 Oct 2026
▲ 0.88 (+0.67%)

Latest filings

  1. Bank of India posts Q2 FY2026-27 analyst meeting audio · Investor Communications
  2. No deviation in issue proceeds for September 2026 quarter · Compliance
  3. Related party transactions for half-year ended September 2026 · Compliance
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a public sector commercial bank with the Government of India holding 73.38% of the equity, taking deposits and making loans across retail, wholesale and treasury lines. For the nine-month YTD period ending 31 December 2024, Retail Banking Operations contributed 37.6% of segment revenue (Rs 22,118.05 crore) and Rs 4,966.51 crore of EBIT, Wholesale Banking Operations contributed 33.9% (Rs 19,938.0 crore) with Rs 1,365.34 crore of EBIT, and Treasury Operations contributed 28.1% (Rs 16,545.72 crore) with Rs 4,350.22 crore of EBIT. At the consolidated balance-sheet level, FY26 net profit stood at Rs 10,089.26 crore on total assets of Rs 11,79,551.59 crore. Global business reached Rs 16.98 lakh crore in FY26, growing 14.57% YoY, and grew further to Rs 17.56 lakh crore in Q1 FY27 (+16.57% YoY). Asset quality has improved sharply, with Gross NPA at 1.98% and Net NPA at 0.56% as of FY26, and CRAR at 18.01%. The main cost lines for a bank are funding costs (interest paid on deposits and borrowings) and credit costs on loans; management has guided to keeping fresh slippages at Rs 4,000 crore in FY27 and recovering Rs 2,500-3,000 crore from written-off accounts.

Revenue mix · reported segments
Retail Banking Operations37.6%
Wholesale Banking Operations33.9%
Treasury Operations28.1%
Unallocated0.5%
Operating scale
Government of India shareholding
73.38%FY26
Total assets
Rs 11,79,551.59 croreFY26
Global business (deposits + advances)
Rs 16.98 lakh crore (FY26); Rs 17.56 lakh crore (Q1 FY27, +16.57% YoY)FY26 / Q1 FY27
Gross NPA / Net NPA
1.98% / 0.56%FY26
CRAR
18.01%FY26
RAM share of advances
58.74% (target 62% by FY29)FY26
Who pays it
Retail depositors and borrowers, farmers, MSMEs and corporate/wholesale clients; the bank is 73.38% owned by the Government of India.
Biggest cost
Interest paid on deposits and borrowings, plus provisions on loans (credit cost).
Kind of business
Public sector commercial bank; deposit-funded, cyclical with credit costs and NIMs driven by rate cycles.
Where it sits
Government-owned public sector bank with FY26 net profit of Rs 10,089.26 crore, 73.38% GoI holding and global business of Rs 16.98 lakh crore; FY26 ROA of 1.01% (Q4) versus public sector bank average of 1.12%.
Market Cap
₹60,515 Cr
P / E (TTM)
5.1×
EV / EBITDA
—
Div Yield
3.05%
Growth
—·
Revenue 5y CAGR
PAT +35.6% · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
1.24%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 11 Public Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#1/12
Profit growth#2/12

Scorecard

Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice

Strengths
Profit compounding 36% a year over 5 years
Profit grew in every one of the last 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

BANKINDIA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from BANK OF INDIA's filed financials and exchange disclosures

What does BANK OF INDIA do?

BANK OF INDIA is a Banks company listed on NSE and BSE, trading under the symbol BANKINDIA.

Is BANK OF INDIA profitable?

Yes. Over the trailing twelve months BANK OF INDIA reported a net profit of ₹11,464 Cr.

Does BANK OF INDIA pay a dividend?

Yes. The dividend yield is 3.05% at the current price. It paid out 18% of its profit as dividend in FY26.

Is BANK OF INDIA expensive compared with its peers?

On trailing P/E, BANK OF INDIA ranks 1 of 12 in Public Sector Bank — cheaper than 100% of them, against an industry median of 7.5×. This is a position, not a valuation judgement.

How much does the BANK OF INDIA share price move in a day?

On a typical session BANK OF INDIA moves 1.24% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track BANK OF INDIA's announcements?

Every NSE and BSE filing by BANK OF INDIA appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.