What the business is, and whether it's a good one at a fair price.
Operates as a public sector commercial bank with the Government of India holding 73.38% of the equity, taking deposits and making loans across retail, wholesale and treasury lines. For the nine-month YTD period ending 31 December 2024, Retail Banking Operations contributed 37.6% of segment revenue (Rs 22,118.05 crore) and Rs 4,966.51 crore of EBIT, Wholesale Banking Operations contributed 33.9% (Rs 19,938.0 crore) with Rs 1,365.34 crore of EBIT, and Treasury Operations contributed 28.1% (Rs 16,545.72 crore) with Rs 4,350.22 crore of EBIT. At the consolidated balance-sheet level, FY26 net profit stood at Rs 10,089.26 crore on total assets of Rs 11,79,551.59 crore. Global business reached Rs 16.98 lakh crore in FY26, growing 14.57% YoY, and grew further to Rs 17.56 lakh crore in Q1 FY27 (+16.57% YoY). Asset quality has improved sharply, with Gross NPA at 1.98% and Net NPA at 0.56% as of FY26, and CRAR at 18.01%. The main cost lines for a bank are funding costs (interest paid on deposits and borrowings) and credit costs on loans; management has guided to keeping fresh slippages at Rs 4,000 crore in FY27 and recovering Rs 2,500-3,000 crore from written-off accounts.
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from BANK OF INDIA's filed financials and exchange disclosures
BANK OF INDIA is a Banks company listed on NSE and BSE, trading under the symbol BANKINDIA.
Yes. Over the trailing twelve months BANK OF INDIA reported a net profit of ₹11,464 Cr.
Yes. The dividend yield is 2.89% at the current price. It paid out 18% of its profit as dividend in FY26.
No..
On trailing P/E, BANK OF INDIA ranks 1 of 12 in Public Sector Bank — cheaper than 100% of them, against an industry median of 7.7×. This is a position, not a valuation judgement.
On a typical session BANK OF INDIA moves 1.15% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by BANK OF INDIA appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
