Bank Of India has informed the Exchange regarding a press release dated May 09, 2025, titled "Audited Financial Result FY 2024-25".
BANKINDIA · price
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Awaiting price reaction for this filing.
Bank of India reported strong FY25 results with net profit of ₹9,219 crores, up 45.92% YoY, while Q4FY25 net profit surged 82.49% YoY to ₹2,626 crores. Global advances crossed ₹6 lakh crores, growing 13.74% YoY, led by retail (19.93%), MSME (18.39%), and agriculture (16.30%) segments. Operating profit for FY25 rose 16.66% to ₹16,412 crores, with NII up 5.82% to ₹24,394 crores. Asset quality improved significantly, with gross NPA falling to 3.27% (down 171 bps) and net NPA to 0.82% (down 40 bps). Capital adequacy ratio stood healthy at 17.77%, and ROA/ROE were 0.90% and 15.27% respectively.
Strong across-the-board performance with record profits, robust loan growth, and significant improvement in asset quality signals operational health. The 82% YoY jump in Q4 profit and stable capital position are likely to be viewed positively by investors, though the slight decline in CASA ratio and domestic NIM contraction are minor watchpoints.