Bank Of India has informed the Exchange regarding 'Revision in RBLR w.e.f.09.04.2025'.
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Bank of India has revised its Repo Based Lending Rate (RBLR) from 9.10% to 8.85%, effective April 9, 2025, following the Reserve Bank of India's repo rate cut from 6.25% to 6.00% (a reduction of 25 basis points). The internal mark-up component over the repo rate remains unchanged at 2.85%. This is a routine disclosure under SEBI Listing Regulations reflecting the pass-through of the RBI's monetary policy easing into the bank's lending benchmark. The full revision impact will flow through to the bank's floating-rate loans linked to RBLR.
Lower lending rates may support loan demand and borrowing activity for retail and corporate customers, but could put some pressure on the bank's net interest margins in the short term. This is a standard policy-driven revision and not a credit-specific event for shareholders to worry about.