Bank Of India has submitted to the Exchange, the financial results for the period ended Jun 30, 2025.

Profit growth above 25%Emphasis of matterExceptional itemEBITDA margin compressionResults View source PDF Explain this filing

BANKINDIA · price

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Price reactionminutes from the announcement price · days from the prior close

+1.4%Reaction day

₹112.30

prior close

₹112.90

announcement price

After-mkt

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Nifty Midcap 150market · index membership as recorded later (tracked since Jun 2026)+0.2%+1.2% vs market

Public Sector Bank peers, median of 11sector-1.0%+2.4% vs sector

On the reaction day the stock moved 1.2 pts more than Nifty Midcap 150 and 2.4 pts more than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Reaction day

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Next day

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UpDownMarket · Nifty Midcap 150Sector · Public Sector Bank peers, median of 11Pending

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AI summary

Bank of India reported a strong 32.3% year-on-year jump in standalone net profit to ₹2,252 crore for Q1FY26, up from ₹1,703 crore in Q1FY25, with EPS rising to ₹4.95 from ₹3.74. Total income grew about 12.5% YoY to ₹20,518 crore, driven by higher interest income of ₹18,357 crore. Asset quality improved notably, with gross NPAs falling to 2.92% from 4.62% a year ago and net NPAs easing to 0.75% from 0.99%. The Capital Adequacy Ratio strengthened to 17.39% (from 16.18%), and Provision Coverage Ratio stood at 92.94%. On the consolidated side, net profit was ₹1,830 crore. The bank also reported an exceptional item of ₹518.80 crore linked to the government-mandated amalgamation of three Regional Rural Banks it sponsors.

Likely market impact

This is a positive quarterly performance for shareholders — strong profit growth, improving asset quality, and healthy capital buffers. The exceptional item is a one-time accounting adjustment from the RRB amalgamation and does not reflect core operations. Investors may view the result as supportive of the stock, though the higher interest expenditure growth (15% YoY) is worth watching as a margin pressure point.