Annual report for FY 2025 - 26
CAPITALSFB · price
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Capital Small Finance Bank has released its Annual Report for FY 2025-26. The bank reported net profit of Rs 141.4 crores, up from Rs 132 crores in FY25. Gross advances grew 21% year-on-year to Rs 8,687 crores, while deposits crossed Rs 10,000 crores milestone reaching approximately Rs 10,018 crores with 20% YoY growth. The bank operates 211 branches across 7 states and UTs serving over 7.85 lakh customers. Asset quality improved with Gross NPA at 2.54% and Net NPA at 1.24%. The secured lending focus continues with 98% of loans backed by collateral. The bank declared a dividend of Rs 5 per share. The 27th AGM is scheduled for June 25, 2026.
Strong financial performance with profit growth and improving asset quality signals a healthy franchise. The bank's Vision 2029 targets (advances over Rs 16,000 crore, 300+ branches, RoA above 1.6%) provide clear growth visibility. Dividend declaration is positive for shareholders.