What the business is, and whether it's a good one at a fair price.
A small finance bank operating primarily in Punjab with growing presence in other states. It runs a deposit-led retail franchise with 36.7% CASA in Q1 FY27 and total deposits of Rs 10,596 cr, against a gross loan book of Rs 9,074 cr (Q1 FY27). Lending is concentrated in retail and MSME borrowers — business loans made up 27% of the book and grew 49% YoY, with an average ticket size of Rs 19.04 lakhs and 98% of the book secured against immovable property or FDR. Revenue is split into Retail Banking at 73.0% of period segment revenue, Treasury at 16.2%, Wholesale Banking at 7.5%, and Other Banking Operations at 3.3% (for the period ending 31 Dec 2024). Net interest margin in Q1 FY27 was 4.21%, supported by a fall in cost of deposits to 5.6% as high-priced term deposits were repriced. Asset quality strengthened, with GNPA at 2.47% and NNPA at 1.14% in Q1 FY27. The bank runs 216 branches across 5 states and 2 union territories, with 77.3% of branches in SURU (semi-urban and rural) markets.
Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from CAPITAL SMALL FIN BANK L's filed financials and exchange disclosures
CAPITAL SMALL FIN BANK L is a Banks company listed on NSE and BSE, trading under the symbol CAPITALSFB.
Yes. Over the trailing twelve months CAPITAL SMALL FIN BANK L reported a net profit of ₹183 Cr.
Yes. The dividend yield is 1.47% at the current price. It paid out 13% of its profit as dividend in FY26.
No..
On trailing P/E, CAPITAL SMALL FIN BANK L ranks 1 of 8 in Other Bank — cheaper than 100% of them, against an industry median of 15.4×. This is a position, not a valuation judgement.
On a typical session CAPITAL SMALL FIN BANK L moves 0.80% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by CAPITAL SMALL FIN BANK L appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
