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NSE:CAPITALSFB

CAPITAL SMALL FIN BANK L

Financial Services › Banks
₹256.00
at close · 27 Oct 2026
▼ 4.50 (-1.73%)

Latest filings

Next results: Thu, 29 Oct · Financial Results
  1. Board meeting set for October 29 to review results and bond proposal · Board & Shareholder Meetings
  2. Capital Small Finance Bank Q2 and H1 FY27 earnings call on Oct 30 · Board & Shareholder Meetings
  3. Board meeting on Oct 29, 2026 to consider Q2 FY27 results · Results
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

A small finance bank operating primarily in Punjab with growing presence in other states. It runs a deposit-led retail franchise with 36.7% CASA in Q1 FY27 and total deposits of Rs 10,596 cr, against a gross loan book of Rs 9,074 cr (Q1 FY27). Lending is concentrated in retail and MSME borrowers — business loans made up 27% of the book and grew 49% YoY, with an average ticket size of Rs 19.04 lakhs and 98% of the book secured against immovable property or FDR. Revenue is split into Retail Banking at 73.0% of period segment revenue, Treasury at 16.2%, Wholesale Banking at 7.5%, and Other Banking Operations at 3.3% (for the period ending 31 Dec 2024). Net interest margin in Q1 FY27 was 4.21%, supported by a fall in cost of deposits to 5.6% as high-priced term deposits were repriced. Asset quality strengthened, with GNPA at 2.47% and NNPA at 1.14% in Q1 FY27. The bank runs 216 branches across 5 states and 2 union territories, with 77.3% of branches in SURU (semi-urban and rural) markets.

Revenue mix · reported segments
Retail Banking73.0%
Treasury16.2%
Wholesale Banking7.5%
Other Banking Operations3.3%
Operating scale
Gross advances
Rs 9,074 crQ1 FY27
Total deposits
Rs 10,596 crQ1 FY27
Branches
216 across 5 states and 2 UTsQ1 FY27
CASA ratio
36.7%Q1 FY27
Net Interest Margin
4.21%Q1 FY27
Secured loan book
98%Q1 FY27
Who pays it
Small and middle-income retail and MSME borrowers; retail depositors concentrated in Punjab's SURU markets
Biggest cost
Cost of deposits (5.6% in Q1 FY27), being repriced lower as high-priced term deposits mature
Kind of business
Small finance bank — retail/MSME-focused, deposit-led franchise, largely secured lending
Where it sits
Punjab-anchored small finance bank expanding into other states including planned entry into UP and Gujarat; 216 branches
Market Cap
₹1,164 Cr
P / E (TTM)
6.3×
EV / EBITDA
—
Div Yield
1.55%
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
0.81%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 8 Other Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#1/8
Profit growth#8/9

Scorecard

Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice

Not enough history to assess.

Charts

How has the market priced it — with filings on the timeline?

CAPITALSFB · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from CAPITAL SMALL FIN BANK L's filed financials and exchange disclosures

What does CAPITAL SMALL FIN BANK L do?

CAPITAL SMALL FIN BANK L is a Banks company listed on NSE and BSE, trading under the symbol CAPITALSFB.

Is CAPITAL SMALL FIN BANK L profitable?

Yes. Over the trailing twelve months CAPITAL SMALL FIN BANK L reported a net profit of ₹183 Cr.

Does CAPITAL SMALL FIN BANK L pay a dividend?

Yes. The dividend yield is 1.55% at the current price. It paid out 13% of its profit as dividend in FY26.

Is CAPITAL SMALL FIN BANK L expensive compared with its peers?

On trailing P/E, CAPITAL SMALL FIN BANK L ranks 1 of 8 in Other Bank — cheaper than 100% of them, against an industry median of 13.2×. This is a position, not a valuation judgement.

How much does the CAPITAL SMALL FIN BANK L share price move in a day?

On a typical session CAPITAL SMALL FIN BANK L moves 0.81% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are CAPITAL SMALL FIN BANK L's next results?

Financial Results on Thu, 29 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track CAPITAL SMALL FIN BANK L's announcements?

Every NSE and BSE filing by CAPITAL SMALL FIN BANK L appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.