Capital Small Finance Bank Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 01, 2025.
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Capital Small Finance Bank held its 26th AGM on August 1, 2025 via video conferencing, where all seven resolutions were passed with requisite majority. The bank reported a strong FY25 performance with Profit After Tax of ₹132 crore (up 18% year-on-year), loan book growth of 17%, and fresh disbursements of over ₹2,800 crore. Key business items included adoption of audited financial statements, declaration of a final dividend, re-appointment of director Mr. Balbir Singh, and approval of remuneration for MD & CEO Sarvjit Singh Samra and Executive Director Munish Jain. The bank highlighted its Capital Adequacy Ratio of 25.4%, GNPA of 2.6%, and CASA ratio of 36.9%, with a network of 195 branches across five states and two union territories. Management positioned FY26 as the year of 'Growth in Action, Trust in Motion,' with focus on customer acquisition, deeper relationships, efficiency, and higher non-interest income.
All resolutions including the final dividend declaration and executive remuneration were passed, reflecting shareholder confidence. The strong FY25 results and growth strategy could support positive investor sentiment, while the RBI's 100 bps repo rate cut and easing PSL norms for Small Finance Banks provide a favorable backdrop for FY26 performance.