Capri Global Capital Limited has informed the Exchange about Transcript
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Capri Global Capital filed the transcript of its Q4 FY25 earnings call held on May 7, 2025. The company reported consolidated AUM of INR 22,857 crores, up 46% year-on-year, led by a 130% surge in gold loans (INR 8,042 crores) and 58% growth in construction finance (INR 4,133 crores). Consolidated net profit for Q4 jumped 115% YoY to INR 178 crores, while full-year profit rose 71% to INR 479 crores. Yields and spreads expanded to 17.3% and 7.8% respectively, and the cost-to-income ratio improved sharply from 70.5% to 54.8%. Asset quality held steady with Gross Stage 3 falling to 1.5% from 1.9% YoY. Management guided for 27-30% CAGR growth, a target AUM of INR 50,000 crores and ROE of 16%+ by FY28, with leverage capped at 4x and a INR 2,000 crore fundraising plan in place.
Strong YoY profit growth, improving margins, and clear multi-year AUM and ROE targets are positive for shareholders. Operational leverage and secured retail lending mix could continue to support the stock, though the INR 2,000 crore equity raise plan is a near-term overhang to watch.