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NSE:CGCL

CAPRI GLOBAL CAPITAL LTD

Financial Services › Finance·NIFTY 500NIFTY MIDSMALLCAP 400NIFTY MIDSMALLCAP400 50:50NIFTY SMALLCAP 100+5
₹231.10
at close · 28 Oct 2026
▼ 3.10 (-1.32%)

Latest filings

  1. Q2 FY27 profit rises 77%; FY31 assets under management target exceeds ₹1,250 billion · Investor Communications
  2. Q2 FY27 profit rises 77% as AUM reaches Rs 43,878 crore · Compliance
  3. Quarterly profit rises 67%; loan book expands 25% · Board & Shareholder Meetings
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Lends money across four segments — gold loans, MSME loans, housing finance, and construction finance — and earns the spread between the interest it charges borrowers and the cost at which it borrows. In Q1 FY27, consolidated AUM stood at Rs 40,112 crore, up 62% YoY, with gold loans at Rs 19,179 crore (~48% of the book), housing at Rs 7,815 crore, MSME at Rs 6,779 crore, and construction finance at Rs 6,332 crore. Earnings are driven by net interest income (Rs 736 crore in Q1 FY27, up 79% YoY) and non-interest income (Rs 217 crore), with blended yields at 17% and spreads at 7.8%. The main cost line is employee expense at 21.3% of revenue, with other operating costs at 6.2% and depreciation at 2.3%; cost-to-income ratio stood at 44.2%. Borrowing is funded through bank loans, NCDs (including Rs 1,446 crore raised across 11 issues in Q1 FY27), commercial paper (A1+ rated), and a USD 1bn GMTN programme at GIFT City, with total bank loan and NCD facilities rated at AA plus.

Revenue mix · reported segments
Gold loans48.0%
Housing finance19.0%
MSME loans17.0%
Construction finance16.0%
Operating scale
Consolidated AUM
Rs 40,112 croreQ1 FY27
Total branches
1,433 (1,000 gold loan branches)Q1 FY27
Gold loan AUM
Rs 19,179 croreQ1 FY27
Spread
7.8%Q1 FY27
Blended yield
17%Q1 FY27
Customers served
7.6 lakhQ1 FY27
Who pays it
Retail and small-business borrowers across India — gold loan customers, MSMEs, housing loan seekers, and real estate developers (construction finance)
Biggest cost
Cost of borrowed funds (~9% target by FY27 year-end), with employees being the largest operating cost line at 21.3% of revenue
Kind of business
Cyclical, spread-driven NBFC lending with a retail-customer base and a gold-loan-tilted portfolio
Where it sits
Diversified retail-focused NBFC with Rs 40,112 crore AUM, 1,433 branches, and international ratings of Fitch BB- and Moody's Ba3
Market Cap
₹22,235 Cr
P / E (TTM)
19.7×
EV / EBITDA
—
Div Yield
0.09%
Growth
45.1%▲
Revenue 5y CAGR
PAT +39.9% · EBITDA +42.1%
Quality
—·
ROCE (FY26)
ROE 10.7% (5y median) · margin 65.5%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
6.4×▲
Margin −4.0 pts
₹736 Cr → ₹4,731 Cr
Moves on a normal day
1.11%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#103/200
P/B#211/253
ROE#29/257
EBITDA margin#86/249
Revenue growth#56/231
Profit growth#65/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 45% a year over 5 years
Profit compounding 40% a year over 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

CGCL · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from CAPRI GLOBAL CAPITAL LTD's filed financials and exchange disclosures

What does CAPRI GLOBAL CAPITAL LTD do?

CAPRI GLOBAL CAPITAL LTD is a Finance company listed on NSE and BSE, trading under the symbol CGCL.

Is CAPRI GLOBAL CAPITAL LTD profitable?

Yes. Over the trailing twelve months CAPRI GLOBAL CAPITAL LTD reported a net profit of ₹1,128 Cr on revenue of ₹5,303 Cr.

Does CAPRI GLOBAL CAPITAL LTD pay a dividend?

Yes. The dividend yield is 0.09% at the current price. It paid out 2% of its profit as dividend in FY26.

Is CAPRI GLOBAL CAPITAL LTD expensive compared with its peers?

On trailing P/E, CAPRI GLOBAL CAPITAL LTD ranks 103 of 200 in Non Banking Financial Company (NBFC) — cheaper than 49% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the CAPRI GLOBAL CAPITAL LTD share price move in a day?

On a typical session CAPRI GLOBAL CAPITAL LTD moves 1.11% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track CAPRI GLOBAL CAPITAL LTD's announcements?

Every NSE and BSE filing by CAPRI GLOBAL CAPITAL LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.